Traveling on British public transport could become a pleasurable, artistic and educational experience, according to a report. But the real situation is not what we expect. The study of the arts in the transport system is fiercely critical about the lack of public art and notes that mostly it is limited to painting.

Naseem Khan and Ken Worpole, the arts policy researchers who wrote the report, conclude that well thought-out and positioned art on the underground can improve the experience of travel and gain dedicated fans. Generally, though, hours spent on public transport are "spent in a state that can range from boredom to annoyance. Traveling has become a depressing experience, a state in which one thinks of nothing in order to minimize unpleasantness."

But people who travel abroad bring back memories of Stockholm's metro system, with art in each station. The authors point out that Britain's transport system used to stir the imagination. Sepia(深棕色)photographs of resorts used to decorate old railway carriages, old London Transport posters encouraged travelers to explore their own city and in the Thirties a travel guide was sold on the London-Penzance express, detailing the route and giving historical information.

But now the wall designs which decorate the passageways at Heathrow airport are described as "dull and unexciting". However, praise is given to the sculptures at Brixton railway station. While the report says that there is no substitute for good architecture and design, some of its most interesting recommendations call for more imaginative developments than just concentrating on the visual arts." The presence of personal stereos and new technology suggest the introduction of fresh developments such as journey tapes containing information on, or music and poetry related to, the sights being passed." Live performance carries the danger of being a nuisance, but videos on trains containing information on shows, with booking available from train phones, would, says the report, provide a welcome service.

The researchers concluded that ______.

A．the public are not interested in art on public transport

B．a(chǎn)rt on public transport should be carefully situated

C．a(chǎn)rt on public transport should be very simple

D．paintings are not suitable for public transport

163 Many companies self insure against some risk. Problems which can arise from self-insurance include:

A. failure to reserve funds to handle worst case scenarios (low probability events) resulting in severe financial damage to the company

B. stiff competition from insurance companies

C. confusion of business risks with insurable risks.

D. A and C

E. All of the above

15 Risks include the following types:

A. Business risk

B. pure risk

C. Insurable risk

D. A and B

E. All of the above

97 Risks include the following types:

A. Business risk

B. pure risk

C. Insurable risk

D. A and B

E. All of the above

insurable interest

Insurable interest

SECTION B ENGLISH TO CHINESE

Directions: Translate the following text into Chinese.

During the whole of a dull, dark, and soundless day in the autumn of the year, when the clouds hung oppressively low in the heavens, I had been passing alone, on horseback, through a singularly dreary tract of country; and at length found myself, as the shades of the evening drew on, within view of the melancholy House of Usher. I know not how it was--but, with the first glimpse of the building, a sense of insufferable gloom pervaded my spirit. I say insufferable; for the feeling was unrelieved by any of that haft-pleasurable, because poetic, sentiment, with which the mind usually receives even the sternest natural images of the desolate or terrible. I looked upon the scene before me--upon the mere house, and the simple landscape features of the domain--upon the bleak walls--upon the vacant eye-like windows--upon a few rank sedges--and upon a few white trunks of decayed trees--with an utter depression of soul which I can compare to no earthly sensation more properly than to the after-dream of the reveller upon opium--the bitter lapse into every-day life--the hideous dropping off of the veil. There was an iciness, a sinking, a sickening of the heart--an unredeemed drearineas of thought which no goading of the imagination could torture into aught of the sublime.

Many companies self insure against some risk. Problems which can arise from self-insurance include:

A failure to reserve funds to handle worst case scenarios (low probability events) resulting in severe financial damage to the company

B stiff competition from insurance companies

C confusion of business risks with insurable risks.

D A and C

E All of the above.

45 Many companies self insure against some risk. Problems which can arise from self-insurance include:

A. failure to reserve funds to handle worst case scenarios (low probability events) resulting in severe financial damage to the company

B. stiff competition from insurance companies

C. confusion of business risks with insurable risks.

D. A and C

E. All of the above

Cargo insurance is one of the most important parts in international trade. Insurance policy is an evidence of government policy referring to insurance market. （ ）